Don’t anticipate 30% stock returns each year. That’s where dividends come right into play.

2019 ended up being good to investors. U.S. shares had been up 29% (as calculated by the S&P 500 index), making the marketplace’s negative return in 2018 — the very first calendar-year negative return in ten years — a distant memory and overcoming worries over slow international financial growth hastened by the U.S.-China trade war. Read the rest of this entry »