Just What would assist overstretched borrowers more — a limit in the total price of their loans, or financing rules that could stop them from borrowing a great deal when you look at the first place? Exactly what can regulators do in order to protect clients from crippling financial obligation, without producing a scenario where lenders that are regulated through the market and hopeless borrowers are driven in to the hands of black market loan providers? Read the rest of this entry »