You may want to take a moment to read this blog if you live in the province of New Brunswick and owe a significant amount of debt. While areas of it might be just a little technical, brand brand brand new legislative modifications were designed to New Brunswick’s business collection agencies rules, that could influence your relationship along with your creditors.

At the beginning of November, the province of the latest Brunswick introduced the brand new Enforcement of income Judgments Act (EMJA). The EMJA is an item of legislation that widens the range of assets that creditors can seize into the province of the latest Brunswick. The work formally arrived into force on December 1, 2019. While there have been various amendments made to your previous guidelines, here you will find the primary shows that New Brunswickers should be aware of:

CREDITORS ARE NOW ABLE TO GARNISH YOUR WAGES

Historically in brand brand New Brunswick, creditors could maybe perhaps perhaps not garnish the wages of a person unless they certainly were the CRA or the garnishment ended up being for Family Support Payments, such as for example kid help. Now because of the EMJA, any creditor can put on for the judgment because of the courts and garnish the wages of a person until they have the quantity owed for them. This means creditors are now actually allowed to get in touch with your manager right to have them put up the garnishment. Read the rest of this entry »

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